Friday , February 14 2025

Dubai Islamic Bank Jobs – Assistant Manager

Website Dubai Islamic Bank

Job Description:

To manage and ensure recoveries from regular/overdue exposures from the assigned portfolios of accounts with the objective of preventing / minimizing Bank’s losses.

Job Responsibilities:

  • Maintain and improve quality of portfolio and ensure positive ratings from external and internal auditors.
  • All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assigned by the line Manager.
  • Refer any Shari’a, Legal, CAD or other matters to appropriate departments (obtain Shari’a and legal approval if required).
  • Prepare settlement plans to be submitted to the CRMC through Line Manager and Head of Department with full details of the case, starting from reason of delinquency and ending with the best recommended solution.
  • Regularly review the portfolio of assigned accounts to enable the preparation and submission of Classified Credit Reviews (CCRs) through line Manager.
  • Ensure strict compliance with DIB policies and procedures and CB UAE regulations.
  • Ensure customer is complying with all terms and conditions of approved payment plans.
  • Obtain updated valuation / Insurances for any collateral held in support of the facilities granted to customers
  • Conduct site visit on customer premises and securities offered and prepare call/visit report.
  • Following up with customers on all post disbursement documents and issues, outstanding exceptions and regularizing past dues / overdues.
  • Regularly interact with customers to understand his latest situation/issues and obtain latest business, financial and other necessary information related to business / personal net worth.
  • Recommend downgrade / upgrade of accounts and ensure provision adequacy in line with Central Bank regulations.

Job Requirements:

  • Review financials, cash flow projection and other sources of income, perform appropriate analysis and negotiate any proposed changes for overdue accounts and recommend solutions to ensure maximum recovery from those accounts.

Job Details:

Company: Dubai Islamic Bank

Vacancy Type:  Full Time

Job Location: Dubai, United Arab Emirates

Application Deadline: N/A

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